The high fees in many 401(k) / 403(b) plans eat up much of employees’ retirement savings. It truly is unfair to them. And the default settings matter: financial companies often default employees into funds that are not the lowest cost option.
At One Day In July, we provide you with a menu of well-constructed, low-fee, highly liquid index funds. We include enough to give your employees a wide array of options while keeping the cost low.
In most cases our fund fees do not exceed an average of 1/10th of one percent.